Better Credit in 8 Weeks. Get the Home & Rate You Deserve.
Personalized credit improvement plan led by a certified loan officer—built for real mortgage savings.
What is keeping your credit score down?
Debt to Income Ratio is too high
Late or missed payments can drop your score 50-100 points
Credit Utilization is over 30%
Too many hard inquires
Errors on credit reports (we can help you dispute discrepancies)
I have no idea where to start fixing my credit.
This is a common concern with many Americans.
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Our Solutions for you
Provide a general summary of the services you provide, highlighting key features and benefits for potential clients.
Free, no impact credit check
We will review your credit report and highlight what can be done to repair your credit score.
Free consultation
We provide a free consultation over the phone to help lead you in the right direction to get started.
We help with follow through on the next steps towards a purchase or refinance approval.
Road to approval
How You’ll Benefit with Mortgage Ready Prep
Better Rates & Bigger Savings
Every improvement in your credit score gets you a lower interest rate on your future We’re here to help you save thousands of dollars over the life of your loan by ensuring you qualify for the best possible rates, not the high-rate “bad credit” loans.
Zero-Pressure, Expert Guidance
Work with a licensed mortgage professional who knows the lender’s playbook.We’ll guide you step by step, minus the judgment or confusing jargon. Enjoy free consultations and advice that won’t hurt your score. You’ll feel in control and supported throughout, instead of going it alone.
Rapid Score Boost in 8–12 Weeks
Get the lift you need before you apply for a loan. Our focused program targets the fastest-impact factors on your credit report, often adding 50–100+ points in a matter of weeks (results vary) so you can qualify sooner rather than later.
Get Started Today
Boost your credit score in weeks
Praise
Real stories from happy homeowners
Mortgage Ready Prep boosted my credit score by 70 points in just 10 weeks. Terance’s guidance made all the difference.
Jill M.
San Jose, CA
I felt stuck renting for years, but Mortgage Ready Prep’s clear plan helped me qualify for a great mortgage rate fast.
Mark L.
Fremont, CA